The court will contact you letting you know the time of the hearing. This is the summons. If you have not already sought help, do so now. It is important to respond to the court and failing to do so could harm your case.

If you are summoned to court and not adequately prepared the next step is likely to be for your lender to apply to the local county court for a possession order.

Do not assume that you have left it too late! Call 01684 577 577 to speak to a repossessions specialist in confidence.